Estados Contables

Información actualizada a Diciembre de 2023

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2021 Dic-2022 Oct-2023 Nov-2023 Dic-2023
A C T I V O 16.762.722.420 32.077.158.132 66.702.380.771 69.653.188.254 97.538.704.656
   EFECTIVO Y DEPOSITO EN BANCOS 2.673.240.873 4.234.411.185 6.700.938.555 8.116.225.882 15.052.186.098
   TÍTULOS PÚBLICOS Y PRIVADOS 4.110.775.044 13.436.624.902 24.207.720.789 21.186.115.003 23.846.701.919
   PRÉSTAMOS 5.092.542.777 8.585.492.126 18.098.276.388 19.457.090.569 21.500.551.542
      SECTOR PÚBLICO NO FINANCIERO 120.621.119 205.217.554 448.116.638 465.034.124 534.676.114
      SECTOR FINANCIERO 94.117.958 103.482.836 168.311.197 163.823.403 265.224.622
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 5.137.193.038 8.644.790.224 18.153.583.896 19.530.347.687 21.890.528.420
         ADELANTOS 388.226.497 712.398.921 1.360.727.847 1.512.460.062 1.658.762.970
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 1.133.343.583 1.935.630.441 4.711.186.699 4.952.285.671 5.155.575.875
         HIPOTECARIOS 314.365.703 410.722.263 600.898.454 642.120.794 711.487.293
         PRENDARIOS 259.236.427 491.530.058 933.356.055 999.158.969 1.160.451.686
         PERSONALES 649.964.524 1.023.682.912 1.757.730.173 1.846.058.201 1.901.082.745
         OTROS 1.888.859.385 3.092.818.692 6.721.617.409 7.233.903.420 8.587.287.071
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 583.341.146 1.139.563.320 2.590.272.058 2.896.817.235 3.264.584.946
         COBROS NO APLICADOS -1.256.764 -1.925.695 -3.434.586 -5.818.170 -5.510.649
         INTERESES DOCUMENTADOS -34.061.633 -80.508.421 -325.760.348 -342.388.329 -321.008.877
         AJUSTES NIIF -44.825.830 -79.122.267 -193.009.865 -204.250.166 -222.184.640
      PREVISIONES -259.389.338 -367.998.488 -671.735.343 -702.114.645 -1.189.877.614
   OTROS CRED.POR INTERM.FINAN. 3.401.624.247 2.900.415.969 10.542.957.828 12.501.797.147 26.356.544.251
   CREDITO POR ARRENDAMIENTO FINANCIERO 42.385.484 90.422.326 155.094.387 163.211.598 173.247.011
   PART. EN OTRAS SOCIEDADES 221.396.778 457.465.460 812.818.322 1.099.405.928 1.509.754.205
         EN ENTIDADES FINANCIERAS 114.901.179 239.038.732 274.584.049 466.546.962 626.677.383
         OTRAS 106.535.043 218.555.115 538.471.419 633.096.112 883.313.968
         DETERIORO DE VALOR -39.444 -128.387 -237.146 -237.146 -237.146
   CRÉDITOS DIVERSOS 298.088.944 571.173.610 2.193.956.943 2.631.236.159 3.230.927.675
   PROPIEDAD, PLANTAS Y EQUIPO 692.717.893 1.329.779.342 2.917.374.695 3.287.462.761 4.082.877.729
   BIENES DIVERSOS 63.965.906 153.238.903 358.995.502 409.329.200 484.997.289
   ACTIVOS INTANGIBLES 90.103.505 180.501.457 410.574.768 467.729.596 597.462.710
   FILIALES EN EL EXTERIOR 72.706.288 129.573.940 274.972.889 286.058.474 645.887.915
   PARTIDAS PEND. DE IMPUTACIÓN 3.174.681 8.058.912 28.699.705 47.525.937 57.566.312
P A S I V O 14.049.397.230 26.255.952.560 52.573.382.113 52.938.358.568 75.140.953.317
   DEPÓSITOS 12.345.094.604 23.265.823.111 44.700.223.409 43.731.204.131 62.796.308.511
      SECTOR PÚBLICO NO FINANCIERO 2.369.707.964 3.740.427.303 7.499.087.224 8.121.411.944 9.599.796.366
      SECTOR FINANCIERO 37.926.582 68.479.881 112.574.372 128.700.459 223.446.475
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 9.937.460.058 19.456.915.927 37.088.561.813 35.481.091.728 52.973.065.670
         CUENTAS CORRIENTES 2.083.552.729 3.423.856.019 6.770.029.741 6.393.830.618 9.391.843.299
         CAJA DE AHORROS 3.601.765.428 6.720.075.938 13.822.564.703 12.789.026.257 25.619.784.454
         PLAZO FIJO E INVERSIONES A PLAZO 3.924.526.019 8.576.387.043 14.446.245.952 14.134.330.084 15.559.905.369
         OTROS 213.065.625 328.995.408 775.699.335 812.484.448 1.026.416.977
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 114.551.651 407.614.325 1.274.035.337 1.351.428.315 1.375.117.604
         AJUSTES NIIF -1.394 -12.806 -13.255 -7.994 -2.033
   OTRAS OBLIG.POR INTERMED. FINANC. 1.017.813.291 1.657.380.077 4.237.667.648 4.539.613.366 5.913.182.152
   OBLIGACIONES DIVERSAS 512.255.952 1.031.281.264 3.026.270.646 4.021.547.403 5.278.747.599
   PROVISIONES 72.025.635 120.446.873 206.529.938 240.578.456 318.313.743
   OBLIGACIONES SUBORDINADAS 96.457.775 169.034.043 332.164.878 339.369.572 762.309.564
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.749.973 11.987.192 70.525.594 66.045.640 72.091.748
P A T R I M O N I O N E T O 2.713.325.190 5.821.205.572 14.128.998.658 16.714.829.686 22.397.751.339
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.659.536.706 5.262.301.950 11.651.336.978 13.258.521.086 17.258.212.092
   RESULTADOS NO ASIGNADOS 53.788.484 558.903.622 2.477.661.680 3.456.308.600 5.139.539.247
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 183.493.141 623.418.564 2.199.520.804 3.263.716.597 5.430.053.892
   INGRESOS FINANCIEROS 3.877.502.754 11.047.592.609 33.348.683.004 42.822.487.490 62.788.899.358
         POR INTERESES 3.000.462.835 7.979.939.598 23.454.633.327 29.872.279.452 40.936.392.280
         OTROS INGRESOS FINANCIEROS 877.039.919 3.067.653.011 9.894.049.677 12.950.208.038 21.852.507.078
   EGRESOS FINANCIEROS -2.128.441.299 -6.291.445.688 -20.108.000.000 -25.323.000.000 -35.635.000.000
         POR INTERESES -1.808.296.712 -5.413.091.669 -18.048.000.000 -22.713.000.000 -31.652.000.000
         OTROS EGRESOS FINANCIEROS -320.144.587 -878.354.019 -2.060.125.068 -2.609.556.087 -3.982.097.154
   CARGO POR INCOBRABILIDAD -156.547.368 -266.307.160 -526.553.972 -635.585.773 -1.078.753.448
   INGRESOS POR SERVICIOS 484.342.420 962.134.551 1.730.140.434 2.138.099.773 2.921.479.457
   EGRESOS POR SERVICIOS -225.697.356 -480.643.901 -975.334.733 -1.247.873.529 -1.696.457.077
   GASTOS DE ADMINISTRACIÓN -1.030.399.974 -2.053.433.194 -4.026.018.968 -5.027.528.063 -7.062.171.013
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 80.027.995 102.085.500 162.226.747 188.729.823 244.211.512
   RESULTADO MONETARIO -579.638.898 -2.127.017.658 -6.437.843.968 -8.487.856.427 -13.462.000.000
   OTROS -4.230.853 24.713.901 284.444.299 498.957.785 501.240.127
   IMPUESTO A LAS GANANCIAS -103.522.282 -272.992.952 -1.275.715.706 -1.807.511.443 -2.876.454.025
   OTRO RESULTADO INTEGRAL -29.901.998 -21.267.444 23.747.380 146.288.554 786.149.310
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 162.561.602 246.771.754 400.204.673 412.766.128 769.726.247
   CONTINGENTES ACREEDORAS 3.810.237.384 9.409.011.022 18.416.981.694 20.644.630.521 26.164.318.571
   DE CONTROL ACREEDORAS 190.972.865 269.017.781 711.491.702 656.425.461 1.290.044.415
   DE DERIVADOS ACREEDORAS 567.668.640 815.254.452 2.198.406.066 2.387.680.740 1.678.930.646
   CONTINGENTES DEUDORAS 3.760.341.629 6.300.337.104 11.457.040.810 11.928.147.023 16.351.178.667
   DE CONTROL DEUDORAS 17.474.087.750 31.176.233.725 85.930.704.426 101.380.000.000 152.280.000.000
   DE DERIVADOS DEUDORAS 563.217.693 1.119.241.763 5.392.160.946 7.571.249.835 10.792.577.669
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.523.404.685 2.387.828.692 3.663.071.344 3.847.893.936 6.793.968.853
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10