Estados Contables

Información actualizada a Septiembre de 2022

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2020 Dic-2021 Jul-2022 Ago-2022 Set-2022
A C T I V O 10.902.169.244 16.762.722.420 22.867.420.864 24.046.441.421 26.396.548.008
   EFECTIVO Y DEPOSITO EN BANCOS 1.975.467.572 2.673.240.873 3.168.523.864 3.230.454.025 3.203.718.443
   TÍTULOS PÚBLICOS Y PRIVADOS 2.880.247.429 4.110.775.044 9.033.841.247 9.669.168.483 11.112.448.762
   PRÉSTAMOS 3.555.732.370 5.092.542.777 6.904.650.505 7.148.475.418 7.375.493.433
      SECTOR PÚBLICO NO FINANCIERO 97.734.244 120.621.119 149.663.278 157.537.601 170.374.135
      SECTOR FINANCIERO 68.654.075 94.117.958 94.935.702 103.412.927 109.150.630
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 3.608.305.327 5.137.193.038 6.929.002.690 7.164.073.905 7.401.565.144
         ADELANTOS 267.764.864 388.226.497 634.338.257 594.361.914 586.757.132
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 697.548.883 1.133.343.583 1.580.054.570 1.602.213.583 1.644.551.069
         HIPOTECARIOS 241.618.464 314.365.703 372.239.840 385.419.429 394.134.123
         PRENDARIOS 137.806.400 259.236.427 393.453.051 419.507.753 438.467.389
         PERSONALES 429.253.450 649.964.524 846.583.158 881.346.055 919.562.710
         OTROS 1.496.157.722 1.888.859.385 2.405.114.096 2.537.013.016 2.625.722.906
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 388.250.401 583.341.146 810.319.292 867.469.392 924.541.413
         COBROS NO APLICADOS -906.848 -1.256.764 -1.542.739 -2.059.616 -1.404.343
         INTERESES DOCUMENTADOS -16.208.554 -34.061.633 -51.037.575 -56.655.888 -63.664.632
         AJUSTES NIIF -32.979.455 -44.825.830 -60.519.260 -64.541.733 -67.102.623
      PREVISIONES -218.961.276 -259.389.338 -268.951.165 -276.549.015 -305.596.476
   OTROS CRED.POR INTERM.FINAN. 1.459.044.810 3.401.624.247 1.537.417.608 1.623.896.665 2.186.308.025
   CREDITO POR ARRENDAMIENTO FINANCIERO 25.441.945 42.385.484 61.677.123 68.382.373 75.762.539
   PART. EN OTRAS SOCIEDADES 142.716.741 221.396.778 315.262.950 338.564.491 361.472.770
         EN ENTIDADES FINANCIERAS 76.878.616 114.901.179 167.144.498 176.272.062 187.651.618
         OTRAS 65.874.507 106.535.043 148.188.674 162.362.651 173.927.628
         DETERIORO DE VALOR -36.382 -39.444 -70.222 -70.222 -106.476
   CRÉDITOS DIVERSOS 235.181.322 298.088.944 474.077.615 499.326.230 514.371.278
   PROPIEDAD, PLANTAS Y EQUIPO 471.991.524 692.717.893 1.013.210.053 1.080.374.977 1.146.380.976
   BIENES DIVERSOS 41.623.148 63.965.906 125.249.381 135.435.596 142.988.848
   ACTIVOS INTANGIBLES 52.670.372 90.103.505 134.331.506 145.194.106 154.566.889
   FILIALES EN EL EXTERIOR 59.584.219 72.706.288 93.688.362 99.108.823 105.080.463
   PARTIDAS PEND. DE IMPUTACIÓN 2.467.792 3.174.681 5.490.650 8.060.234 17.955.582
P A S I V O 9.209.714.995 14.049.397.230 18.824.919.546 19.692.906.697 21.679.338.964
   DEPÓSITOS 8.049.646.965 12.345.094.604 16.688.439.532 17.387.696.327 19.235.696.006
      SECTOR PÚBLICO NO FINANCIERO 1.442.091.613 2.369.707.964 2.860.062.129 3.054.776.711 3.511.627.636
      SECTOR FINANCIERO 28.358.452 37.926.582 51.228.793 54.981.064 67.052.004
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 6.579.196.900 9.937.460.058 13.777.148.610 14.277.938.552 15.657.016.366
         CUENTAS CORRIENTES 1.256.703.865 2.083.552.729 2.597.183.722 2.674.016.606 2.848.978.331
         CAJA DE AHORROS 2.498.285.709 3.601.765.428 4.590.346.966 4.610.946.130 5.096.123.922
         PLAZO FIJO E INVERSIONES A PLAZO 2.606.969.431 3.924.526.019 6.094.347.243 6.466.526.871 7.121.704.291
         OTROS 160.005.764 213.065.625 278.095.607 288.636.980 310.204.761
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 57.233.600 114.551.651 217.178.878 237.817.571 280.010.730
         AJUSTES NIIF -1.469 -1.394 -3.806 -5.606 -5.669
   OTRAS OBLIG.POR INTERMED. FINANC. 637.821.077 1.017.813.291 1.203.893.595 1.265.387.936 1.361.987.933
   OBLIGACIONES DIVERSAS 339.147.794 512.255.952 707.581.428 781.018.689 824.662.664
   PROVISIONES 96.967.968 72.025.635 90.689.137 112.118.779 104.215.966
   OBLIGACIONES SUBORDINADAS 80.215.808 96.457.775 124.624.905 132.390.427 140.979.174
   PARTIDAS PENDIENTES DE IMPUTACIÓN 5.915.383 5.749.973 9.690.949 14.294.539 11.797.221
P A T R I M O N I O N E T O 1.692.454.249 2.713.325.190 4.042.501.318 4.353.534.724 4.717.209.044
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 2.112.526.809 2.659.536.706 3.952.663.941 4.216.256.888 4.477.038.038
   RESULTADOS NO ASIGNADOS -420.072.560 53.788.484 89.837.377 137.277.836 240.171.006
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 261.479.123 183.493.141 133.781.867 192.918.807 305.949.158
   INGRESOS FINANCIEROS 2.298.345.017 3.877.502.754 3.987.243.400 5.111.903.371 6.333.280.042
         POR INTERESES 1.716.761.989 3.000.462.835 2.914.146.955 3.679.854.852 4.575.239.060
         OTROS INGRESOS FINANCIEROS 581.583.028 877.039.919 1.073.096.445 1.432.048.519 1.758.040.982
   EGRESOS FINANCIEROS -1.146.896.285 -2.128.441.299 -2.157.449.279 -2.805.513.385 -3.490.422.420
         POR INTERESES -944.459.435 -1.808.296.712 -1.825.317.134 -2.342.702.612 -2.960.559.462
         OTROS EGRESOS FINANCIEROS -202.436.850 -320.144.587 -332.132.145 -462.810.773 -529.862.958
   CARGO POR INCOBRABILIDAD -166.023.772 -156.547.368 -101.023.409 -121.727.578 -159.580.350
   INGRESOS POR SERVICIOS 318.212.900 484.342.420 421.737.535 516.596.154 615.631.301
   EGRESOS POR SERVICIOS -141.831.689 -225.697.356 -203.629.641 -250.603.098 -302.147.195
   GASTOS DE ADMINISTRACIÓN -693.857.007 -1.030.399.974 -881.553.305 -1.073.061.422 -1.285.387.664
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 34.999.363 80.027.995 55.528.528 64.039.322 73.250.755
   RESULTADO MONETARIO -171.902.698 -579.638.898 -872.177.441 -1.099.596.172 -1.328.048.908
   OTROS -3.750.008 -4.230.853 -2.119.219 -9.602.291 6.887.986
   IMPUESTO A LAS GANANCIAS -109.246.437 -103.522.282 -80.230.214 -106.602.670 -122.228.274
   OTRO RESULTADO INTEGRAL 43.429.739 -29.901.998 -32.545.088 -32.913.424 -35.286.115
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 133.525.870 162.561.602 217.145.728 221.192.388 226.509.226
   CONTINGENTES ACREEDORAS 2.154.022.456 3.810.237.384 5.656.567.255 6.326.658.854 7.130.013.642
   DE CONTROL ACREEDORAS 123.560.257 190.972.865 177.853.543 180.679.106 240.563.451
   DE DERIVADOS ACREEDORAS 441.162.732 567.668.640 1.187.984.533 885.703.266 1.027.695.570
   CONTINGENTES DEUDORAS 2.751.965.512 3.760.341.629 5.024.864.111 5.127.650.377 5.520.518.573
   DE CONTROL DEUDORAS 9.097.264.638 17.474.087.750 22.441.481.459 25.631.284.295 26.546.827.979
   DE DERIVADOS DEUDORAS 430.973.128 563.217.693 1.225.798.634 939.903.831 1.314.632.707
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 1.114.728.489 1.523.404.685 2.050.373.824 1.941.811.769 2.114.498.512
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10