(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del
Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual
Montos expresados en miles de pesos.
|
Dic-2020 |
Dic-2021 |
Nov-2022 |
Dic-2022 |
Ene-2023 |
|
|
|
|
|
|
|
A C T I V O |
4.060.819.382
|
6.453.792.109
|
11.414.432.708
|
12.480.657.828
|
13.180.352.513
|
|
EFECTIVO Y DEPOSITO EN BANCOS |
591.077.460
|
859.028.863
|
1.307.168.484
|
1.338.599.653
|
1.427.268.330
|
|
TÍTULOS PÚBLICOS Y PRIVADOS |
1.358.833.865
|
1.937.083.141
|
5.235.456.090
|
5.795.658.232
|
6.121.616.425
|
|
PRÉSTAMOS |
1.277.241.122
|
1.898.737.871
|
3.090.024.836
|
3.251.253.938
|
3.370.759.323
|
|
SECTOR PÚBLICO NO FINANCIERO |
86.231.876
|
107.610.348
|
168.000.860
|
186.204.559
|
186.883.960
|
|
SECTOR FINANCIERO |
8.384.674
|
5.438.338
|
5.474.466
|
5.359.321
|
5.065.168
|
|
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. |
1.274.977.754
|
1.901.617.305
|
3.086.384.596
|
3.247.422.486
|
3.374.613.322
|
|
ADELANTOS |
33.708.773
|
53.394.084
|
93.468.568
|
97.400.327
|
106.300.871
|
|
DOC A SOLA FIRMA, DESCONT. Y COMPRADOS |
260.997.054
|
402.825.992
|
677.763.301
|
727.059.619
|
744.793.429
|
|
HIPOTECARIOS |
174.872.119
|
227.479.900
|
304.211.711
|
312.239.928
|
316.942.278
|
|
PRENDARIOS |
23.057.886
|
84.709.605
|
165.306.899
|
165.168.674
|
164.270.993
|
|
PERSONALES |
165.953.708
|
250.563.400
|
381.274.151
|
389.909.160
|
412.253.714
|
|
OTROS |
397.322.325
|
540.939.175
|
819.083.052
|
872.910.208
|
911.607.629
|
|
INTERESES Y DIF. COTIZ. DEVENG. A COBRAR |
232.189.754
|
364.594.521
|
689.565.546
|
730.779.390
|
766.962.939
|
|
COBROS NO APLICADOS |
-424.146
|
-622.430
|
-721.241
|
-1.174.535
|
-871.196
|
|
INTERESES DOCUMENTADOS |
-2.915.312
|
-8.234.871
|
-22.901.781
|
-25.490.691
|
-26.261.206
|
|
AJUSTES NIIF |
-9.784.407
|
-14.032.071
|
-20.665.610
|
-21.379.594
|
-21.386.129
|
|
PREVISIONES |
-92.353.182
|
-115.928.120
|
-169.835.086
|
-187.732.428
|
-195.803.127
|
|
OTROS CRED.POR INTERM.FINAN. |
484.640.646
|
1.256.171.588
|
893.307.083
|
1.120.959.747
|
1.225.565.335
|
|
CREDITO POR ARRENDAMIENTO FINANCIERO |
5.170.994
|
7.148.438
|
13.232.623
|
13.330.376
|
13.498.538
|
|
PART. EN OTRAS SOCIEDADES |
57.795.118
|
88.737.334
|
154.495.253
|
164.281.062
|
188.004.360
|
|
EN ENTIDADES FINANCIERAS |
15.351.059
|
19.339.167
|
31.456.753
|
32.787.991
|
40.576.960
|
|
OTRAS |
42.480.441
|
69.437.611
|
123.144.976
|
131.621.458
|
147.555.787
|
|
DETERIORO DE VALOR |
-36.382
|
-39.444
|
-106.476
|
-128.387
|
-128.387
|
|
CRÉDITOS DIVERSOS |
43.860.849
|
60.412.181
|
87.091.482
|
105.115.891
|
102.852.875
|
|
PROPIEDAD, PLANTAS Y EQUIPO |
169.595.959
|
251.166.647
|
467.622.165
|
517.064.550
|
545.726.354
|
|
BIENES DIVERSOS |
7.042.120
|
12.007.045
|
19.039.936
|
17.413.192
|
18.916.857
|
|
ACTIVOS INTANGIBLES |
4.901.332
|
9.500.876
|
19.541.810
|
20.426.012
|
21.512.432
|
|
FILIALES EN EL EXTERIOR |
59.584.219
|
72.706.288
|
121.120.324
|
129.501.190
|
137.935.337
|
|
PARTIDAS PEND. DE IMPUTACIÓN |
1.075.698
|
1.091.837
|
6.332.622
|
7.053.985
|
6.696.347
|
|
P A S I V O |
3.534.957.131
|
5.575.296.070
|
9.569.793.102
|
10.474.627.327
|
11.015.946.408
|
|
DEPÓSITOS |
3.278.538.551
|
5.232.990.295
|
8.897.675.305
|
9.737.240.552
|
10.234.494.146
|
|
SECTOR PÚBLICO NO FINANCIERO |
1.080.129.419
|
1.854.483.834
|
2.820.481.588
|
2.988.601.455
|
3.003.102.112
|
|
SECTOR FINANCIERO |
19.535.799
|
27.246.255
|
43.873.229
|
63.201.319
|
51.528.215
|
|
SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. |
2.178.873.333
|
3.351.260.206
|
6.033.320.488
|
6.685.437.778
|
7.179.863.819
|
|
CUENTAS CORRIENTES |
247.375.077
|
445.170.120
|
777.743.545
|
807.367.621
|
957.104.732
|
|
CAJA DE AHORROS |
687.202.646
|
1.039.191.505
|
1.634.601.762
|
1.943.435.622
|
2.117.205.486
|
|
PLAZO FIJO E INVERSIONES A PLAZO |
1.122.757.078
|
1.680.252.143
|
3.294.751.265
|
3.602.301.205
|
3.736.618.271
|
|
OTROS |
99.148.611
|
135.413.042
|
201.555.255
|
186.814.505
|
214.532.673
|
|
INTERESES Y DIF. COTIZ. DEVENG. A PAGAR |
22.389.921
|
51.233.396
|
124.668.661
|
145.518.825
|
154.402.657
|
|
OTRAS OBLIG.POR INTERMED. FINANC. |
139.124.046
|
182.485.146
|
290.344.720
|
318.390.242
|
326.271.140
|
|
OBLIGACIONES DIVERSAS |
62.695.222
|
131.085.681
|
338.678.636
|
370.704.720
|
408.236.009
|
|
PROVISIONES |
52.809.178
|
27.124.782
|
38.435.638
|
42.922.262
|
42.832.423
|
|
PARTIDAS PENDIENTES DE IMPUTACIÓN |
1.790.134
|
1.610.166
|
4.658.803
|
5.369.551
|
4.112.690
|
|
P A T R I M O N I O N E T O |
525.862.251
|
878.496.039
|
1.844.639.606
|
2.006.030.501
|
2.164.406.105
|
|
CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO |
720.837.895
|
967.369.267
|
1.782.531.416
|
1.904.177.795
|
2.017.493.496
|
|
RESULTADOS NO ASIGNADOS |
-194.975.644
|
-88.873.228
|
62.108.190
|
101.852.706
|
146.912.609
|
|
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O |
83.295.203
|
60.722.900
|
225.105.949
|
304.477.014
|
24.985.465
|
|
INGRESOS FINANCIEROS |
802.775.168
|
1.437.062.753
|
3.636.548.536
|
4.320.425.416
|
527.022.404
|
|
POR INTERESES |
571.212.786
|
1.041.544.557
|
2.376.972.709
|
2.818.848.345
|
345.017.672
|
|
OTROS INGRESOS FINANCIEROS |
231.562.382
|
395.518.196
|
1.259.575.827
|
1.501.577.071
|
182.004.732
|
|
EGRESOS FINANCIEROS |
-449.865.533
|
-839.426.404
|
-2.132.800.181
|
-2.555.594.743
|
-333.992.463
|
|
POR INTERESES |
-401.602.834
|
-737.248.587
|
-1.862.654.723
|
-2.243.195.925
|
-306.929.714
|
|
OTROS EGRESOS FINANCIEROS |
-48.262.699
|
-102.177.817
|
-270.145.458
|
-312.398.818
|
-27.062.749
|
|
CARGO POR INCOBRABILIDAD |
-59.602.742
|
-76.684.520
|
-95.367.755
|
-115.457.053
|
-12.160.199
|
|
INGRESOS POR SERVICIOS |
79.689.530
|
124.447.499
|
233.205.065
|
267.191.607
|
21.723.745
|
|
EGRESOS POR SERVICIOS |
-37.519.357
|
-65.082.255
|
-146.640.726
|
-159.693.867
|
-20.706.745
|
|
GASTOS DE ADMINISTRACIÓN |
-232.785.468
|
-349.778.122
|
-596.142.511
|
-687.874.209
|
-66.891.852
|
|
CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS |
21.761.454
|
54.204.847
|
45.865.551
|
50.863.559
|
10.484.748
|
|
RESULTADO MONETARIO |
-49.929.828
|
-156.267.868
|
-581.579.270
|
-672.796.033
|
-79.414.028
|
|
OTROS |
-6.529.311
|
3.718.674
|
-3.980.064
|
6.735.250
|
3.923.009
|
|
IMPUESTO A LAS GANANCIAS |
-15.537.706
|
-46.923.685
|
-117.137.020
|
-162.331.263
|
-23.492.305
|
|
OTRO RESULTADO INTEGRAL |
30.838.996
|
-24.548.019
|
-16.865.676
|
13.008.350
|
-1.510.849
|
|
PARTIDAS FUERA DE BALANCE |
|
|
|
|
|
|
CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE |
45.974.010
|
64.018.257
|
112.283.187
|
116.136.932
|
121.461.740
|
|
CONTINGENTES ACREEDORAS |
530.798.225
|
1.207.114.740
|
2.206.180.348
|
2.321.339.786
|
2.347.267.213
|
|
DE CONTROL ACREEDORAS |
33.557.177
|
65.246.235
|
55.648.839
|
57.262.328
|
48.869.874
|
|
DE DERIVADOS ACREEDORAS |
3.270.153
|
3.639.985
|
8.911.614
|
9.571.738
|
11.549.424
|
|
CONTINGENTES DEUDORAS |
1.779.141.512
|
2.317.202.599
|
3.786.398.024
|
3.959.644.141
|
4.033.444.605
|
|
DE CONTROL DEUDORAS |
1.778.754.774
|
3.383.618.897
|
5.205.815.097
|
5.873.671.761
|
7.009.693.913
|
|
DE DERIVADOS DEUDORAS |
5.426.293
|
5.076.499
|
4.611.166
|
4.637.896
|
5.987.847
|
|
DE ACTIVIDAD FIDUCIARIA DEUDORAS |
980.718.012
|
1.349.715.339
|
2.021.061.581
|
2.112.242.002
|
2.203.643.954
|
