Estados Contables

Información actualizada a Noviembre de 2024

(*) Al pie de este Balance se encuentra una tabla con el detalle de la nota del Informe del Auditor correspondiente al cierre del ejercicio trimestral o anual

Montos expresados en miles de pesos.

Dic-2022 Dic-2023 Set-2024 Oct-2024 Nov-2024
A C T I V O 19.297.051.964 58.000.042.478 111.595.925.907 117.956.571.791 120.147.193.517
   EFECTIVO Y DEPOSITO EN BANCOS 2.883.473.163 10.337.804.556 26.271.443.650 27.519.498.594 25.362.979.056
   TÍTULOS PÚBLICOS Y PRIVADOS 7.618.985.162 12.099.455.775 31.500.125.438 33.148.093.827 33.968.569.168
   PRÉSTAMOS 5.152.596.419 13.346.656.024 34.429.117.615 38.136.349.229 41.192.906.995
      SECTOR PÚBLICO NO FINANCIERO 19.012.995 56.170.783 171.249.473 159.416.033 161.588.514
      SECTOR FINANCIERO 95.989.211 250.820.798 893.482.422 1.117.936.478 1.135.686.948
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 5.211.507.671 13.453.327.676 34.284.352.953 37.887.115.273 41.061.765.169
         ADELANTOS 612.268.241 1.446.970.157 4.014.259.245 3.896.976.701 4.156.302.006
         DOC A SOLA FIRMA, DESCONT. Y COMPRADOS 1.191.733.540 3.159.063.630 8.249.327.647 9.049.977.821 9.982.874.481
         HIPOTECARIOS 98.481.295 176.226.125 387.489.342 555.158.758 724.892.428
         PRENDARIOS 218.454.300 718.629.943 1.747.247.226 1.965.795.187 2.133.538.145
         PERSONALES 616.249.872 1.107.916.362 3.864.155.361 4.474.206.900 5.074.680.207
         OTROS 2.179.841.354 5.930.648.191 14.111.919.667 15.926.087.594 16.867.763.255
         INTERESES Y DIF. COTIZ. DEVENG. A COBRAR 396.218.170 1.269.844.958 2.333.286.171 2.483.978.085 2.619.686.833
         COBROS NO APLICADOS -727.009 -2.906.047 -5.105.863 -7.114.192 -6.108.835
         INTERESES DOCUMENTADOS -54.712.356 -227.884.002 -264.531.462 -294.242.539 -319.514.016
         AJUSTES NIIF -46.299.736 -125.181.641 -153.694.381 -163.709.042 -172.349.335
      PREVISIONES -173.913.458 -413.663.233 -919.967.233 -1.028.118.555 -1.166.133.636
   OTROS CRED.POR INTERM.FINAN. 1.741.415.546 15.673.652.859 6.925.242.882 6.890.913.231 7.270.680.048
   CREDITO POR ARRENDAMIENTO FINANCIERO 63.425.337 113.872.911 242.424.018 267.549.991 296.467.282
   PART. EN OTRAS SOCIEDADES 277.031.286 846.324.395 1.242.988.376 1.295.910.994 918.041.068
         EN ENTIDADES FINANCIERAS 200.940.176 502.107.367 560.291.394 579.444.881 167.872.040
         OTRAS 76.091.110 344.217.028 682.696.982 716.466.113 750.169.028
   CRÉDITOS DIVERSOS 442.852.997 2.103.483.482 4.076.369.436 3.615.756.196 4.066.186.049
   PROPIEDAD, PLANTAS Y EQUIPO 818.415.713 2.523.588.844 4.962.519.031 5.099.098.697 5.054.330.852
   BIENES DIVERSOS 135.280.506 416.516.623 835.586.635 841.418.365 848.582.293
   ACTIVOS INTANGIBLES 157.577.031 528.297.728 1.081.751.898 1.107.327.645 1.131.779.971
   PARTIDAS PEND. DE IMPUTACIÓN 5.998.804 10.389.281 28.356.928 34.655.022 36.670.735
P A S I V O 15.540.405.353 44.579.129.105 86.000.046.121 91.268.581.271 93.092.829.166
   DEPÓSITOS 13.447.791.115 36.184.918.343 71.730.116.730 77.277.779.328 77.985.366.700
      SECTOR PÚBLICO NO FINANCIERO 751.825.847 1.508.891.251 5.110.078.014 5.130.225.745 5.161.200.628
      SECTOR FINANCIERO 13.484.248 58.593.101 104.781.893 61.328.459 135.773.955
      SECTOR PRIVADO NO FINANCIERO Y RESIDENTES EN EL EXT. 12.682.481.020 34.617.433.991 66.515.256.823 72.086.225.124 72.688.392.117
         CUENTAS CORRIENTES 2.616.488.398 8.126.093.529 11.211.391.647 12.458.807.298 12.532.989.733
         CAJA DE AHORROS 4.728.420.865 17.249.873.481 35.676.884.259 38.040.613.914 36.875.422.488
         PLAZO FIJO E INVERSIONES A PLAZO 4.942.475.706 7.891.257.753 18.235.000.461 19.899.495.237 21.546.189.089
         OTROS 144.975.047 533.949.248 700.849.221 933.475.601 910.345.707
         INTERESES Y DIF. COTIZ. DEVENG. A PAGAR 250.121.004 816.259.980 691.131.235 753.833.074 823.445.100
   OTRAS OBLIG.POR INTERMED. FINANC. 1.194.184.397 4.214.125.116 9.458.365.282 8.744.258.897 9.725.479.870
   OBLIGACIONES DIVERSAS 646.730.411 3.224.489.178 3.173.789.938 3.529.920.572 3.657.644.061
   PROVISIONES 77.222.799 179.038.466 674.085.175 717.230.326 722.517.576
   OBLIGACIONES SUBORDINADAS 165.914.327 752.551.051 903.607.717 924.376.933 935.616.244
   PARTIDAS PENDIENTES DE IMPUTACIÓN 8.562.304 24.006.951 60.081.279 75.015.215 66.204.715
P A T R I M O N I O N E T O 3.756.646.611 13.420.913.373 25.595.879.786 26.687.990.520 27.054.364.351
   CAPITAL, APORTES, RESERVAS Y ORI ACUMULADO 3.271.004.307 10.661.388.300 21.833.926.018 22.510.979.232 22.668.886.901
   RESULTADOS NO ASIGNADOS 485.642.304 2.759.525.073 3.761.953.768 4.177.011.288 4.385.477.450
R D O S. I N T E G R A L E S A C U M. D E L P E R I O D O 332.359.503 2.949.104.892 2.404.043.967 2.870.723.233 3.125.094.802
   INGRESOS FINANCIEROS 6.594.642.729 35.585.602.101 37.938.977.095 41.812.075.272 45.437.780.335
         POR INTERESES 5.042.025.273 26.886.937.369 26.025.301.854 28.415.964.084 30.755.752.926
         OTROS INGRESOS FINANCIEROS 1.552.617.456 8.698.664.732 11.913.675.241 13.396.111.188 14.682.027.409
   EGRESOS FINANCIEROS -3.640.734.217 -19.524.813.707 -15.830.417.344 -17.451.215.871 -19.011.332.716
         POR INTERESES -3.091.449.382 -16.849.065.576 -12.249.654.726 -13.575.224.630 -14.834.734.308
         OTROS EGRESOS FINANCIEROS -549.284.835 -2.676.611.720 -3.580.762.618 -3.876.283.898 -4.177.535.768
   CARGO POR INCOBRABILIDAD -141.090.716 -590.887.323 -913.683.389 -1.094.769.118 -1.305.774.407
   INGRESOS POR SERVICIOS 683.785.137 2.190.864.022 3.078.588.880 3.554.561.417 4.037.603.047
   EGRESOS POR SERVICIOS -313.098.917 -1.009.007.536 -1.439.324.093 -1.668.895.521 -1.900.418.724
   GASTOS DE ADMINISTRACIÓN -1.332.481.849 -4.659.735.214 -6.872.490.635 -7.857.728.260 -8.842.671.140
   CRÉDITOS RECUPERADOS Y PREVISIONES DESAFECTADAS 47.900.653 97.770.853 97.527.457 106.311.266 114.723.147
   RESULTADO MONETARIO -1.427.593.845 -8.629.224.097 -11.761.292.835 -12.574.298.408 -13.331.262.879
   OTROS 11.354.959 475.959.623 -221.753.539 -241.934.373 -363.510.591
   IMPUESTO A LAS GANANCIAS -114.393.116 -1.515.809.853 -888.173.176 -997.558.488 -1.053.906.611
   OTRO RESULTADO INTEGRAL -35.931.315 529.249.612 -783.914.454 -715.532.026 -655.197.299
PARTIDAS FUERA DE BALANCE          
   CRÉDITOS IRRECUPERABLES EN PARTIDAS FUERA DEL BALANCE 126.306.781 328.015.233 426.340.527 442.823.065 467.527.440
   CONTINGENTES ACREEDORAS 7.087.671.236 20.227.632.950 49.833.255.622 50.673.082.690 56.368.459.844
   DE CONTROL ACREEDORAS 210.181.431 833.786.870 1.250.102.611 1.003.148.848 1.047.664.750
   DE DERIVADOS ACREEDORAS 805.553.410 1.587.865.268 3.353.069.949 4.086.491.095 4.425.584.571
   CONTINGENTES DEUDORAS 2.124.331.272 5.760.569.111 12.066.889.011 13.443.392.439 14.283.610.028
   DE CONTROL DEUDORAS 25.250.620.212 126.195.442.251 372.527.966.464 235.223.028.792 554.393.166.846
   DE DERIVADOS DEUDORAS 1.112.803.867 8.913.077.365 5.367.282.777 5.971.563.780 6.524.835.179
   DE ACTIVIDAD FIDUCIARIA DEUDORAS 258.968.577 429.674.661 810.693.893 872.078.266 933.112.498
INFORMES
TIPO CODIGO TIPO CODIGO
CIERRE DE EJERCICIO   CIERRE DE EJERCICIO  
FAVORABLE SIN SALVEDADES 1 OPINION ADVERSA 6
FAVORABLE CON SALVEDADES DETERMINADAS DE EXPOSICION 2 ABSTENCION DE OPINION 7
FAVORABLE CON SALVEDADES DETERMINADAS DE VALUACION 3 CIERRE TRIMESTRAL (ALCANCE LIMITADO)
FAVORABLE CON SALVEDADES INDETERMINADAS CON LIMITACIONES AL ALCANCE 4 SIN OBSERVACIONES 8
FAVORABLE CON SALVEDADES INDETER. CON INCERTIDUMBRE S/ HECHOS FUTUROS 5 CON OBSERVACIONES POR HECHOS DETERMINADOS 9
    CON OBSERVACIONES POR HECHOS INDETERMINADOS 10